Health Insurance documents 2026

Nationale-Nederlanden offers two types of basic health insurance and various supplementary insurance policies providing extensive coverage. On this page you can find the terms and conditions, reimbursements overviews and further information.

Application form

• Application form - Zorg Vrij Healthcare Insurance of Nationale-Nederlanden 2025 (1,2 mb)

Claim form

• Claim form - International (0,6 mb)

Terms and conditions books and the reimbursement overviews

Zorg Vrij 2026

Terms and conditions books

• Terms and conditions book Zorg Vrij basic insurance 2026 (0,5 mb)
• Terms and conditions book Zorg Vrij additional insurance package Instap 2026 (0,1 mb)
• Terms and conditions book Zorg Vrij additional insurance package Start 2026 (0,2 mb)
• Terms and conditions book Zorg Vrij additional insurance package Extra 2026 (0,2 mb)
• Terms and conditions book Zorg Vrij additional insurance package Compleet 2026 (0,2 mb)
• Terms and conditions book Zorg Vrij additional insurance package Comfort 2026* (0,2 mb)
• Terms and conditions book Zorg Vrij additional insurance package Top 2026* (0,2 mb)
• Terms and conditions book Zorg Vrij additional insurance package Fit 2026 (0,1 mb)
• Terms and conditions book Zorg Vrij additional insurance package Luxe Verpleging 2026* (0,1 mb)
• Terms and conditions book Zorg Vrij additional insurance package Jij & Compact 2026 (0,1 mb)
• Terms and conditions book Zorg Vrij additional insurance package Jij & Gemak 2026 (0,2 mb)
• Terms and conditions book Zorg Vrij additional insurance package Jij & Vitaal 2026 (0,2 mb)
• Terms and conditions book Zorg Vrij additional insurance package TandenGaaf € 250 (75%) 2026 (0,1 mb)
• Terms and conditions book Zorg Vrij additional insurance package TandenGaaf € 500 (75%) 2026 (0,1 mb)
• Terms and conditions book Zorg Vrij additional insurance package TandenGaaf € 1000 (100%) 2026 (0,1 mb)
• Terms and conditions book Zorg Vrij additional insurance package TandenGaaf € 1500 (100%) 2026 (0,1 mb)
• Terms and conditions book Zorg Vrij additional insurance package TandenGaaf € 250 2026* (0,1 mb)
• Terms and conditions book Zorg Vrij additional insurance package TandenGaaf € 500 2026* (0,1 mb)

*These additional insurances can no longer be taken out.

Reimbursement overviews

• Reimbursement overview Zorg Vrij basic insurance 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Instap 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Start 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Extra 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Compleet 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Comfort 2026* (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Top 2026* (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Fit 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Luxe Verpleging 2026* (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Jij en Compact 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Jij en Vitaal 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package Jij en Gemak 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package TandenGaaf € 250 (75%) 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package TandenGaaf € 500 (75%) 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package TandenGaaf € 1000 (100%) 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package TandenGaaf € 1500 (100%) 2026 (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package TandenGaaf € 250 2026* (0,1 mb)
• Reimbursement overview Zorg Vrij additional insurance package TandenGaaf € 500 2026* (0,1 mb)

*These additional insurances can no longer be taken out.

Zorg Voordelig 2026

Terms and conditions books

• Terms and conditions book Zorg Voordelig basic insurance 2026 (0,5 mb)
• Terms and conditions book Zorg Voordelig additional insurance package Zorg Basis 2026 (0,1 mb)
• Terms and conditions book Zorg Voordelig additional insurance package Zorg Zeker 2026 (0,1 mb)
• Terms and conditions book Zorg Voordelig additional insurance package Zorg Zeker Plus 2026 (0,1 mb)
• Terms and conditions book Zorg Voordelig additional insurance package Zorg Zeker en Tand 2026 (0,1 mb)
• Terms and conditions book Zorg Voordelig additional insurance package Zorg Tand 2026 (0,1 mb)
• Terms and conditions book Zorg Voordelig additional insurance package Fit 2026 (0,1 mb)

Reimbursement overviews

• Reimbursement overview Zorg Voordelig basic insurance 2026 (0,1 mb)
• Reimbursement overview Zorg Voordelig additional insurance package Zorg Basis 2026 (0,1 mb)
• Reimbursement overview Zorg Voordelig additional insurance package Zorg Zeker 2026 (0,1 mb)
• Reimbursement overview Zorg Voordelig additional insurance package Zorg Zeker Plus 2026 (0,1 mb)
• Reimbursement overview Zorg Voordelig additional insurance package Zorg Zeker en Tand 2026 (0,1 mb)
• Reimbursement overview Zorg Voordelig additional insurance package Zorg Tand 2026 (0,1 mb)
• Reimbursement overview Zorg Voordelig additional insurance package Fit 2026 (0,1 mb)

Health insurance abroad

Terms and conditions books

• Terms and conditions book additional insurance package Zorgpolis 2026 (0,5 mb)
• Terms and conditions book additional insurance package Semi Private 2026 (0,1 mb)
• Terms and conditions book additional insurance package Buitenlandclausule 2026 (0,1 mb)

Reimbursement overviews

• Reimbursement overview additional insurance package Zorgpolis 2026 (0,1 mb)
• Reimbursement overview additional insurance package Semi Private 2026 (0,1 mb)
• Reimbursement overview additional insurance package Buitenlandclausule 2026 (0,1 mb)

Regulations

• Regulations - GGZ (0,2 mb)
• Regulations - Medical Aids 2026 (1 mb)
• Regulations - Personal Care Budgets 2026 (0,4 mb)