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Nationale-Nederlanden Bank stopt met aanbieden Consumptief Krediet

1 maart 2023

Vanwege gewijzigde marktomstandigheden stopt Nationale-Nederlanden Bank per 8 maart met het aanbieden van Consumptief Krediet. Voor klanten met een lopend krediet heeft dit geen gevolgen.

De markt voor consumptief krediet is aan het veranderen. Dit leidt er toe dat het strategisch belang van consumptief krediet voor de bank is afgenomen. Daarom heeft Nationale-Nederlanden Bank besloten om per 8 maart 2023 te stoppen met het aanbieden van nieuwe leningen.

Voor klanten met een bestaande lening wijzigt er niets. Nationale-Nederlanden handhaaft de huidige dienstverlening aan klanten.

Over Nationale-Nederlanden Bank

Nationale-Nederlanden Bank N.V. (NN Bank) biedt ongeveer één miljoen voornamelijk Nederlandse klanten financiële diensten op het gebied van sparen, banksparen, beleggen, hypotheken en kredietverlening. NN Bank is een dochtervennootschap van NN Group N.V., een internationale financiële dienstverlener, actief in 11 landen, met een sterke aanwezigheid in een aantal Europese landen en Japan. NN Group N.V. is genoteerd aan Euronext Amsterdam (NN).

Important legal information

Elements of this press release contain or may contain information about NN Bank within the meaning of Article 7(1) to (4) of EU Regulation No 596/ 2014 (Market Abuse Regulation).

NN Bank’s Interim Accounts are prepared in accordance with International Financial Reporting Standards as adopted by the European Union (IFRS-EU) and with Part 9 of Book 2 of the Dutch Civil Code.

In preparing the financial information in this document, the same accounting principles are applied as in the 2021 NN Bank Consolidated Annual Accounts, except as indicated in Note 1 of the 30 June 2022 Condensed consolidated interim financial information.

All figures in this document are unaudited. Small differences are possible in the tables due to rounding. Certain of the statements contained herein are not historical facts, including, without limitation, certain statements made of future expectations and other forward-looking statements that are based on management’s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those in such statements due to, without limitation: (1) changes in general economic conditions, in particular economic conditions in NN Bank’s core markets, (2) the effects of the Covid-19 pandemic and related response measures, including lockdowns and travel restrictions, on economic conditions in countries in which NN Bank operates, on NN Bank’s business and operations and on NN Bank’s employees, customers and counterparties, (3) changes in performance of financial markets, including developing markets, (4) consequences of a potential (partial) break-up of the euro or European Union countries leaving the European Union, (5) changes in the availability of, and costs associated with, sources of liquidity as well as conditions in the credit and capital markets generally, (6) changes affecting interest rate levels, (7) changes affecting currency exchange rates, (8) changes in investor and customer behaviour, (9) changes in general competitive factors, (10) changes in laws and regulations and the interpretation and application thereof, (11) changes in the policies and actions of governments and/or regulatory authorities, (12) conclusions with regard to accounting assumptions and methodologies, (13) changes in ownership that could affect the future availability to NN Bank of net operating loss, net capital and built-in loss carry forwards, (14) changes in credit and financial strength ratings, (15) NN Bank’s ability to achieve its strategy, including projected operational synergies, (16) operational risks, such as system disruptions or failures, breaches of security, cyber-attacks, human error, or inadequate controls including in respect of third parties with which we do business, (17) the inability to retain key personnel, (18) catastrophes and terrorist-related events, (19) adverse developments in legal and other proceedings and (20) the other risks and uncertainties contained in recent public disclosures made by NN Bank and/or related to NN Bank.

Any forward-looking statements made by or on behalf of NN Bank speak only as of the date they are made, and, NN Bank assumes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information or for any other reason.

This document does not constitute an offer to sell, or a solicitation of an offer to buy, any securities.